Turn reliable books into confident financial decisions.
Sound advice starts with a clear picture of your finances. We organize your books, analyze your financial statements, and prepare an annual tax forecast before recommending strategies tailored to your business and personal financial goals.
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What we do
Understand your numbers. Plan your next move.
Each step builds on the one before it, connecting accurate records with financial insight, a clearer tax outlook, and practical recommendations.
Organize your books
We start by reviewing your records, reconciling accounts, and resolving missing or misclassified transactions. Any needed cleanup is addressed first so our analysis starts with dependable financial information.
Current, organized books that provide a reliable starting point.
Analyze your financial statements
We review your profit and loss statement and balance sheet to understand revenue, expenses, profitability, and cash flow. Together, we discuss changes in performance and what those changes mean for your business decisions.
A clearer understanding of how your business is performing.
Prepare your annual tax forecast
Using your financial results, expected income, prior returns, and relevant personal tax information, we estimate your full-year tax liability. We account for withholding and payments already made to help you plan what remains to be paid.
An informed tax outlook and guidance on estimated payments.
Recommend tax strategies
With the forecast in place, we evaluate applicable tax saving strategies and compare their potential benefits, costs, and timing. We explain which options support your goals and the actions and records needed to put them into practice.
Practical recommendations based on your numbers and priorities.
Services included
Ongoing guidance built around your business
Our advisory work connects regular financial reviews with tax forecasts and actionable recommendations. We define the bookkeeping, payroll, tax preparation, and implementation work needed alongside it in your engagement.
Financial records review
We review the quality and completeness of your books before using them for advice. When cleanup or ongoing bookkeeping is needed, we establish that work first so your financial statements provide a dependable foundation.
Monthly financial review meeting
One 60-minute meeting each month gives us time to review financial statements, discuss business performance, resolve open questions, and connect the numbers with your business and personal financial goals.
Cash-flow and profitability analysis
We look beyond the ending bank balance to examine revenue, expenses, profit, and cash needs. We help you understand trends and consider the financial impact of upcoming business decisions.
Annual tax forecast
We estimate your full-year tax position using current financial information and expected changes. The forecast establishes the starting point for evaluating strategies and identifying funds to set aside for taxes.
Estimated payment guidance
We consider your forecast, withholding, prior-year tax, and payments made when recommending estimated payments or withholding adjustments. We revisit the outlook when material changes affect the plan.
Tax strategies and next steps
We evaluate options such as entity elections, owner compensation, retirement contributions, and documented business reimbursements when relevant. Recommendations identify the next steps, timing, and responsibilities for implementation.
Proactive Advisory Process
Proactive advisory, completely streamlined.
We keep you informed at every step, with clear guidance on what we need and what comes next. Here is what you can expect when working with us:
Onboarding and priorities
We discuss your goals, agree on the service scope, and request relevant records and prior returns. We establish the bookkeeping work needed to begin with reliable numbers.
Organize and analyze
Once your books are current, we analyze the financial statements and discuss performance, cash flow, and upcoming decisions during your monthly review.
Forecast and recommend
We prepare your annual tax forecast, then compare applicable strategies. We explain the options, projected effects, and estimated tax payments in the context of your goals.
Act and revisit
We outline the next steps and supporting records, coordinate agreed implementation work, and revisit your plan as financial results or circumstances change.
Frequently Asked Questions
How is Proactive Advisory different from bookkeeping?
Bookkeeping organizes transactions and produces financial statements. Proactive Advisory uses those records to analyze performance, forecast taxes, and recommend next steps. The books come first: reliable records give us the foundation for useful advice.
How does this differ from your Tax Planning service?
Our Tax Planning service focuses on a defined planning engagement and a personalized Tax Planning Report. Proactive Advisory provides an ongoing relationship that connects monthly financial reviews, business performance, annual tax forecasting, and strategy discussions as your circumstances change.
Can we start if my books are not up to date?
Yes. We first review the condition of your books and agree on any cleanup or catch-up work needed. We organize and reconcile the records before relying on them for financial analysis or tax forecasts. The scope and fees for that bookkeeping work are confirmed before it begins.
How often will we meet?
The service includes one 60-minute financial review meeting each month. We review your financial statements and business performance, discuss cash flow and tax planning, and work through questions and next steps. We also discuss how significant changes may affect your forecast and recommended strategies.
What information do you need for an annual tax forecast?
We typically review current financial statements, prior business and personal tax returns, expected income and deductions, withholding, estimated payments, and significant upcoming changes. Depending on your situation, we may also request paystubs, investment or property-sale information, and retirement distribution details. We provide a tailored request list and secure upload instructions after onboarding.
Are bookkeeping, payroll, and tax return preparation included?
We can coordinate these services with Proactive Advisory, but the work included depends on your engagement. Your proposal separately identifies bookkeeping, cleanup, payroll, tax return preparation, and any strategy implementation so you understand the responsibilities and fees. Talk to a CPA to build a service plan around your needs.
Ready to connect your numbers with your goals?
You deserve financial and tax guidance grounded in your business. Let’s start with organized books, understand your tax outlook, and turn those insights into a practical plan for the year ahead.